CalPERS Announces 2026 Health Plan Rates   

Each year, the CalPERS Board of Administration sets health plan premiums for the following calendar year through a comprehensive rate development process. This process aims to align premiums with projected costs and deliver affordable and sustainable benefits for their members and employers.  

On June 17^th during their Health Rates Special Briefing, the CalPERS board announced their preliminary health plan premiums for the 2026 calendar year. 

These include an overall weighted increase of 8.2%, with specific average weighted increases as follows:  

Basic Health Maintenance Organization (HMO): 6.5%  

Preferred Provider Organization (PPO): 12.1%  

Medicare Plans: 10.8%  

Pending final approval by the board in July, these health premiums will be adopted and take effect January 1, 2026.  

For more detailed information, please refer to the CalPERS Pension & Health Benefits Committee report. The CalPERS Board will formally adopt the rates in mid-July. 

For any questions, please reach out to Eric Lawyer (elawyer@counties.org) and Julissa Ceja Cardenas (jcejacardenas@counties.org).